Helping Canadians Create a Financial Plan For Their Dream Life.
Most people don’t know how to use their money to build the life they want. InGauged Financial provides a fee-based financial plan with a clear roadmap to help you achieve your goals confidently.
Unsure how to use your money to build the life you want?
InGauged Financial provides a fee-based financial plan that paints a clear roadmap for you to achieve your goals confidently.

Helping Canadian families create financial freedom and live their best lives is what we do best. Whether you’re navigating the high cost of living, tax challenges, or simply wanting to make smarter money decisions, we’re here to provide the guidance and tools you need.
Our process is simple: we listen, we collaborate, and we work together to help you craft a roadmap to achieve your financial goals.
Life can be unpredictable. Our process goes beyond the first consultation so that we’re with you every step of the way, adapting to your needs as they change.
Start living your life by design today!
How Fee-Based Planning is Better for Clients
Unlike traditional commission-only advisors who sell products to earn a paycheck, fee-based financial planning puts you—the client—first.
At InGauged Financial, we charge a flat fee for our services, ensuring that the advice you receive is unbiased, personalized, and 100% focused on your best interests.
Our goal-oriented approach means we focus on what really matters: your goals, your family, and your financial well-being. We don’t push products; we build a roadmap—tailored to help you manage cash flow, minimize taxes, and create a life by your design. And with ongoing support, we’re here to guide you every step of the way.
Meet InGauged Financial and Your Planner
At InGauged Financial, we empower families to build a smart financial future and make the most out of life.
Founded by Jacky Ip, with 15 years of experience in finance, InGauged Financial is built on the belief that financial planning should be collaborative, engaging, and focused on real life goals.
Jacky Ip is passionate about helping families navigate complex financial challenges, from managing high taxation rates to inflation and rising interest costs. Through our engaging planning process, we’ll work together to map out your financial future using cutting-edge financial planning software, making it easy to see the steps needed to reach financial harmony and personal success.

Ready to Start Your Financial Journey?
There’s never been a better time to take control of your financial future. With InGauged Financial, you’ll get best-in-class service, unbiased advice, and a partner who truly cares about your success. Let’s start planning today—book your initial consultation now and discover how we can help you build the life you’ve always wanted for your family
Our Clients and Their Experience
Jacky’s approach to financial planning goes beyond numbers—he’s truly invested in helping clients build a better relationship with money.
What sets Jacky apart is his dedication to support. He offered personalized guidance, a follow-up session, and clear action steps to help clients implement what they learned. Jacky’s insights, encouragement, and willingness to go the extra mile have already made a positive impact on my financial approach, and I am confident he does the same for all his clients.
I highly recommend Jacky Ip to anyone looking for a knowledgeable, caring, and proactive financial advisor dedicated to making a difference
There are few people who can make topics surrounding finance engaging and fun. Every time I speak with Jacky, I leave a little bit more knowledgeable when it comes to finances.
From finance basics, like how to start a TFSA, to larger topics like how to save for your future goals, Jacky knows it all. The way in which he communicates information is clear and concise, making these tough financial topics easier to understand.
If you are also looking for comprehensive financial planning that caters to you/your family's needs, I highly recommend Jacky. He will lead you through cash flow planning, investment strategy, tax planning, insurance, and estate planning. He will also break it down to you like you are five. His dedication to providing exceptional service and ensuring that every aspect of our financial plan is tailored to our needs has truly made the engagement a great experience.
Jacky delivered an incredible financial education course for my team of HR professionals, as part of our Better Every Day program. He took complex topics and simplified them in a way that was easy to understand and apply. My team was super engaged, loved the presentation, and now feel more supported in achieving their personal life and financial goals
I just want to say it candidly that Jacky is a professional, knowledgeable, and one of a kind great financial advisor. He would be happy to help you with any financial needs you have. For me, what strikes the most about him is not only he has the experience and the knowledge in the finance world already, but also he is always keeping himself up to date with anything new as well to be sure his clients gets the best deal. He is also very patient with his clients and provides thorough explanation when their clients in need. I will highly recommend Jacky if you have any financial questions as well as if you think you need a financial advisor.
We're Here to Help
We are always happy to answer any questions regarding your financial. All enquiries are confidential and important to us.
Call us on 604.603.8392
Email us at hello@ingaugedfinancial.ca