When Raya first came to InGauged Financial, money wasn’t a problem. Clarity was.
Her business was growing. Income was increasing. Money was sitting in her account. And yet, she didn’t feel empowered by it.
“I was good at making money,” she shared, “but I didn’t really know what to do with it.”
Like many entrepreneurs and practitioners, Raya managed her finances responsibly, but without a framework behind it. She didn’t have clear visibility into her personal spending and whether she could afford her current lifestyle or not. She wasn’t sure where to invest, how to plan ahead, or how to confidently reinvest back into her business.
What she did have was a desire to become more financially literate.
That became the turning point.
Through working together, Raya learned how to understand her money week by week. She built a guilt-free cash flow plan that showed her exactly what she could spend, what needed to be set aside, and how to plan for both present life and future goals.
The result wasn’t restriction. It was confidence.
She described everyday moments that now felt completely different. Grocery shopping without second-guessing. Updating her wardrobe intentionally and guilt-free. Making business decisions with clarity instead of hesitation.
“It’s been empowering,” she said. “Not just for who I am now, but for who I’m becoming.”
As her business evolved, so did the planning. Together, we went a layer deeper into separating personal and business finances, navigating incorporation, and creating clean systems that worked for her, her bookkeeper, and her future growth.
What once felt overwhelming became clear. What once felt scary became manageable.
Even taxes and the CRA, something she admitted used to feel intimidating, no longer felt like a threat. With education and structure, she learned how the system actually works and how to work within it confidently.
One of the biggest shifts wasn’t just financial, it was emotional.
“The stress around money doesn’t have to be there,” she reflected. “When you understand how to make the money you already earn work for you, it becomes empowering.”
Raya now approaches her finances with intention, literacy, and calm. She knows where her money is going, why it’s going there, and how it supports the life and business she’s building.
When asked if she would recommend working with InGauged, her answer was immediate.
“Working with you has been the best investment of my year.”
